CSV to QBO

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What is a QBO file?

A QBO file is QuickBooks' version of the OFX (Open Financial Exchange) format. It contains structured transaction data — dates, amounts, payee names and unique transaction IDs — that QuickBooks can import directly through its Web Connect feature. Unlike CSV imports, QBO files prevent duplicate transactions because each transaction has a unique ID.

How do I convert a CSV file to QBO?

Drop your CSV file onto the converter. SanctumPDF auto-detects your columns (date, description, amount, etc.) and shows you a preview. Confirm the column mapping, check the date format is correct, and click download. Your QBO file is ready to import into QuickBooks.

Will QuickBooks accept the QBO file this tool creates?

Yes. The converter generates valid QBO files that work with both QuickBooks Online (via Banking > Upload Transactions) and QuickBooks Desktop (via File > Utilities > Import > Web Connect Files).

Is my financial data safe?

Your data never leaves your device. The entire conversion runs in your browser — no files are uploaded to any server, no data is stored, and no account is required. You can verify this by disconnecting from the internet after the page loads and running the conversion offline.

What if my CSV uses separate debit and credit columns?

The column mapper handles both single-amount columns (where debits are negative) and split debit/credit columns. During the mapping step, assign your debit and credit columns separately and the converter combines them into the correct format.

Can I convert multiple CSV files to QBO at once?

Free users can convert one file at a time. Core and Pro subscribers can batch-process multiple files in a single session.

Is this tool free?

Yes — the CSV to QBO converter is free with no account required. Free users can convert files up to 5 pages. Core ($5.99/mo) and Pro ($14.99/mo) plans offer higher limits and batch processing.